is this comfortable?

[40k]

Describe life with annual salary of 40,000 SGD.  Married but no kids.

[krak]

You could survive - barely!!

You need to provide more information...

[It Means..]

you will probably not save any money if you want to have a decent life here...
I and my wife spend about 50k a year on expenses including travelling...and have a reasonably decent lifestyle...(condo, car etc...of course we live away from the main city so save a lot on rent)....but we are currently in a saving mode rather than spending...and live modestly

BTW...50K is just expenses..we make much more than that...so 40k expenses should be manageable but u have to save money and keep some buffer instead of living hand to mouth every month...

But if your partner gets a job too that can suddenly change and you can start saving some money too

[40k]

At the moment I am not sure of the other benefits in the compensation package and I will have to clear that out with the employer.

Looking to live in a 1 or 2 BR flat (does not need to be big and complete with amenities like pool and gym).  Does not really need to be close to CBD.  No plans of having a car.  My wife plans to work but we don't expect her to get similar salary.  Eat out once in a while, minimal shopping.

We we're hoping to save some money every month.  Probably shop in our home country which is cheaper.  

[lowage]

That is a crap wage. Considering condos cost around $5000 a month as the norm. 12 x 5000 = $60 000 a year just for housing. Goodness know how you will live and eat on $40 000 a year. Do you get any other benfits?

[GH]

bollocks,  lowage, i pay 1.5 rent a month for a newly renovated black & white walk-up apartment near HV, 3 bedrooms, 125 sq mtrs. it can be done cheaper, don't know if i could do it for 40 but you don't need 5k for rent. utter nonsense.

[ch]

Thought condos cost at least 10k/month average? Is it so cheap nowadays?

[betty swallocks]

That is more than enough for a single person. Most locals get by on 1500 a month and many expats here are on about 250 a month with accomodation supplied.

[cheapocheapo]

you can get a condo in upper bukit timah for 1.2 - 1.5 k...
if you want to go cheaper you get a 2-3 room HDB flat around 800 dollars...no facilities though
Groceries about 200 dollars a month...
average meal at food court 3-4 $
Avg Bus/MRT Fare - $1
Movie tkts $ 8-10
a mug of beer $3 - $10
Electricity Condo $150-$200
Electricity HDB $100
(based on a 2 ppl family and aircon usage only at night)

[AnotherAngle]

We have been struggling to maintain what we consider a fairly average lifestyle on 40K a month.. Seriously. We are not extravagant by any means but will not compromise on housing and schooling. Every cent of our income is accounted for every month. We rarely splurge and buy few luxuries. It's all relative of course, but we are thinking of packing up and leaving as we are finding it hard to maintian our accustomed lifestyle here on this income.

[advice01]

If you are used to more of a western life (US, Australia, UK, etc) .. then dont relocate for SGD$40k/yr. Life will be too tough.

About $60k+ is the bare minimum for a comfortable life.

[cheapocheapo]

Hey anotherangle....

since u keep such a detailed account of your expenditure...can u pls share with us how you manage to live on JUST 40k a month !!! (you are talking about SGD right?)

I would love to see what i am doing wrong to be able to live comfortably in just 50k a year

[40k]

thanks for the replies.

looks like mixed reactions... some might make it, some cannot.  with regards to western living, i don't know what that really means.  but i will come from a south east asian country.  maybe i will require less to maintain my current lifestyle (although Singapore has higher cost of living).  i will be looking to have some savings but i don't think that's possible with 40k.  i will surely negotiate.

keep the replies coming.

[Languid Larry]

(you) can survive & save on that

trust me

[clowning around]

Only prissy a$$ed westerners can't survive on 40K. if u r asian  u'll be ablle to get by on 40K. only ur savings will be less