I would suggest if your children are going to Tanglin (which is in a slightly awkward spot)that you do try and live on the same side of town as the school. Notwithstanding the excellent school bus systems, there are always going to be the times when you have to make dashes to school and to get to Tanglin from the East Coast could be a bit inconvenient, particularly in rush hour (the AYE can get quite busy). I would suggest that the Holland Road/Mt. Sinai part of town may be more convenient than the East Coast. Also the further you live from the school the longer your children spend on the bus.
However as with all things, it is a matter of personal choice and preference. As you have a chance to come on a "look see" make the most of it. Our theory is you start with the school and draw a radius out from it and try and settle somewhere within what you consider a reasonable distance.
With kids I would say a car is a definite - I do know people who manage without but I don't know they do it!
You will be lucky to find a lease for less than 24 months. Make sure it has a "diplomatic" clause which allows you to get out should the job move you.
I suggest DBS bank for your banking needs as it seems to have the most branches/ATM's.
Clubs - completely up to you and your budget. We are a member of a club and we find it very useful.
For a quick get away try Bintan, although the monsoon is in full swing at the moment and the normally calm waters are a bit on the rough side, it is still very pleasant.
[This message has been edited by BoardManager (edited 26-05-2002).]