SGD loan to fund AUD property

[Loan]

Can I ask any expert advice whether borrowing in SGD for AUD valued property in Australia is advisable?

Cheers

[sternbear]

Do you earn SGD ?
If so, your currency risk is low and SGD rates are MUCH lower than AUD rates... why wouldn't you do it?

If you don't earn SGD then you need to start thinking about exchange rates much more

[Loan]

Yes, I earn SGD

Some expert says AUD/SGD rate will go down.  If exchange rate goes down,ratio loan/security goes up hence need to reduce loan so need SGD cash ready.

[sternbear]

What level does loan get converted back to AUD.
I'm guessing if the loan/security ratio goes to around 120%.
 AUDSGD is at about 1.3000. It would need to fall to about 1.0400 for this to happen... pretty unlikely in the short term... possible in the long term but you are likely to have paid off a lot of the loan by then

[Loan]

If ratio exceeds 85% loan may be converted

[GoHomeLah]

What happens if I take out a SGD loan here and then return to live in Australia in a year's time? Can I continue with having the SGD loan, or would the bank require me to be a SG resident?

[Non-OZ resident]

You have to be a non-oZ tax resident to qualify for SGD loan so I guess you have to convert back to $OZ loan

[singerla]

Talk to SMATS - they are based in singapore and deal with AUD and SGD finance for oz prop