what to invest 200k in?

[IVnik8r]

I've got around USD200k sitting in a savings account which is being slowly eroded every day by the negative real interest rate situation here.  I have property and don't need more exposure to that asset group right now(the thread below correctly points out that my sum wouldn't be much of a downpayment anyway).  So what to do?  Stocks?, Commodities (Gold)? Bonds? Insurance (groan)?  Where are clever folk putting their cash these days? 

[best investment idea]

How about donating to the Japanese quake victims' families?

[susilo bambang]

I've got around USD200k sitting in a savings account which is being slowly eroded every day by the negative real interest rate situation here.  I have property and don't need more exposure to that asset group right now(the thread below correctly points out that my sum wouldn't be much of a downpayment anyway).  So what to do?  Stocks?, Commodities (Gold)? Bonds? Insurance (groan)?  Where are clever folk putting their cash these days? 

buy a hot young vietnamese wife, and then buy a 'landed' property in johor baru in quick succession. i can sincerely feel johor will be the new singapore in a decade or two.

as someone pointed out to the londoner who has 100k, you could go to the disintegrated resort and potentially come out with 2million!

[snap it up]

Gold - don't miss the boat!

[cmdsea]

Ostriches~~~Yum.!

[Vulcanl]

OP,

My opinions on this topic can be found all over this section of the site. 

Lately I have arrived at the conclusion that the best investment is some kind of small business that you own 100% outright (no franchises, part-ownership, MLM schemes, etc). 

This route requires an immense amount of work 1.  In researching the opportunity and 2.  In the execution, as it will require just about ALL of your time.

Of course the risk is high, but it can be mitigated by active involvement. 

One final note: Singapore itself may not be the best location for said business.  Get out and about the near region.  It is an exciting time to get in on a ground floor situation.

Best of luck to you!

[Singapore Living]

I agree with Vulcanl. Starting your own biz is perhaps the best way to grow that money. Second best way is fund a biz (venture capital). Both of these have limitless upside if you have the network and foresight, but both carry large risks.

Passive investment is of course better if you want less stress and better sleep.

Many people knock R. Kiyosaki for his books, but his Rich Dad and Cashflow Quadrant books are both must-read for any investor.