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Stewman
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« on: 15 July 2011, 14:01:30 pm » |
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Is there a centralised agency which looks into deliquent accounts or is there a national credit database which provides credit reports? Also if i go back to Singapore will I be arrested and jailed? Is there a debt collecting agency ? has any one any experience of this?
I left Singapore and did not settle my credit card. Origianlly it was only a couple of thousand dollars but now after 3 years the amount is about $12,000 with all the fees, fines and interest charges being added.
Strangely even though the bank has all my contact details I have not heard a peep. I just keep receiving the monthly statement. Ive written to them to discuss but no reply.
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ExpatSingapore Message Board
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« on: 15 July 2011, 14:01:30 pm » |
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You Wot ?????
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« Reply #1 on: 15 July 2011, 17:03:41 pm » |
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It will be seen as a deliberate act of theft and you will be arrested as soon as you step foot in Singapore. Hopefully they will jail and cane you.
Why would you not settle such a small credit card bill ?
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Bubbling Hot Stew
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« Reply #2 on: 15 July 2011, 22:47:19 pm » |
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Obviously he was hoping to get away with it.
Better check that you're not bankrupt already, OP. In which case, you are in a whole heap of trouble, never mind the stew.
Why the change of heart, having ignored your debt for 3 years? Don't tell us that you have seen the error of your ways and want to come back and make amends!
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$Pripps
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« Reply #3 on: 15 July 2011, 23:48:23 pm » |
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Is there a centralised agency which looks into deliquent accounts or is there a national credit database which provides credit reports? Also if i go back to Singapore will I be arrested and jailed? Is there a debt collecting agency ? has any one any experience of this?
I left Singapore and did not settle my credit card. Origianlly it was only a couple of thousand dollars but now after 3 years the amount is about $12,000 with all the fees, fines and interest charges being added.
Strangely even though the bank has all my contact details I have not heard a peep. I just keep receiving the monthly statement. Ive written to them to discuss but no reply.
Since we are living here, how should we know ? Why don't you just come back and see what happen? That way you can tell your story here in 2-3 years.  I would even put a "like" on your story. |
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« Last Edit: 15 July 2011, 23:51:47 pm by $Pripps »
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Dealornodeal
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« Reply #4 on: 16 July 2011, 9:12:14 am » |
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Write and offer them 3000 and they will reply very quickly.
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Done Deal
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« Reply #5 on: 16 July 2011, 11:34:58 am » |
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If it's three years already, this dude's fate has been sealed. When are you coming back, OP? Should be good for laugh to hear what happens when you attempt to get through immigration.
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Cough up, soldier
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« Reply #6 on: 16 July 2011, 21:25:57 pm » |
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Never thought you'd be getting another offer to work in Singapore again eh? Tough cookies, dude, you're gonna have to fork over 12000 bucks, and that may not even be the end of it.
Good luck to you.
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Aussie Bum
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« Reply #7 on: 17 July 2011, 12:55:20 pm » |
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Pay up you potless bludger
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Different Striped Bum
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« Reply #8 on: 17 July 2011, 13:22:45 pm » |
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Where are you from, OP?
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Stewman
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« Reply #9 on: 18 July 2011, 7:41:39 am » |
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What a lot of insensitive replies.
Hopefully someone will be kind enough to provide the information I'm seeking as the bank hasn't replied to my correspondance, and I'm unable to find any useful information.
Cheers
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you were told
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« Reply #10 on: 18 July 2011, 8:25:52 am » |
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to write and offer them 3k but you choose to ignore the good advice.
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$ man
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« Reply #11 on: 18 July 2011, 9:14:00 am » |
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There are 2 bodies in Singapore that maintain a national database of credit reports.
One is a govt body, the other is private. The one run by the govt is creditbureau dot com dot sg.
You'd need a singpass login to access your own record. Needless to say banks and other govt entities from ICA to MOM to SPF have been through yours.
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$Pripps
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« Reply #12 on: 18 July 2011, 9:28:36 am » |
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What a lot of insensitive replies.
Hopefully someone will be kind enough to provide the information I'm seeking as the bank hasn't replied to my correspondance, and I'm unable to find any useful information.
Cheers
Better to follow the direct approach, call them. You probably can negotiate some terms better that way than some email which may or may not land at the right place. Banks tend to be forgiving if they get something out of it. |
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Stewman
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« Reply #13 on: 18 July 2011, 11:29:30 am » |
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There are 2 bodies in Singapore that maintain a national database of credit reports.
One is a govt body, the other is private. The one run by the govt is creditbureau dot com dot sg.
You'd need a singpass login to access your own record. Needless to say banks and other govt entities from ICA to MOM to SPF have been through yours.
Thanks for your reply. I've already provided information to the MOM, SPF, MAS and the CPIB. |
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crook
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« Reply #14 on: 18 July 2011, 13:33:43 pm » |
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OP
I dont know why anyone on this board would want to help you.
As far as I am concerned, people like you should stay away.
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