HSBC PREMIER

[premier111]

Gents and Ladies,

I have often reflected in many sleepless nights of the benefits of HSBC premier. It stated that it will offer you guidance on wealth creation and so forth, and the qualifying criteria to open one is quite high. In UK it is a minimum of £50k saved with them.

Is it really necessary to flash your premier card infront of talented ladies for a chance of a passionate networking opportunity?

If you ever held or holding such an account then how has this helped you in all your business/personal endeavours? I personally dont quite have the money to do so yet, but should be in a position to open one next year or the year after, providing I do not buy shares or snap up dog boxes for unrepentant prices.

[What?!?]

You don't male £100k outright and have to rely on the savings route?

Tsk tsk...

[U Wot?]

Where does it say he doesn't "earn 100k outright"?

[Highly Stupid Bank Corp]

HSBC are, frankly, rubbish.  In fact having been a non-premier customer since the mid 70's (when it was Midland Bank) and a Premier customer for the past three years, since I moved to Singapore, I'd say that Premier Service is even worse than their normal service.

Every contact with them, since to degenerate into an unnecessary fight (and I am a depositor, not a borrower).  Honestly don't bother.  They are incompetent and stupid.

[nexttimewiser]

I agree with above poster - I would not bank with HSBC again. Bad or non-existing customer service. Not sure why they think they are global local bank, they are the worst of both worlds.

Go for a local bank like DBS  as there are always good shopping, restaurant discounts with those banks.

[Dr. Phil]

It's a wise precaution to open as many bank accounts as possible since, when they finally dispossess us of our savings (already having lived off our interest) we will have access to the minimum compensation from the many. It is for this reason and also my company account is with HSBC, that I also have a personal account.

Otherwise HSBC is a total waste of time.

At HSBC I am so tired of waiting in a queue all lunch hour to be served by one or two service points with as many more "busy" rather than serving customers. Or they are all out for lunch.

It does not matter how large or small the branch, queueing is obligatory.

So, last week I overcame the sense of inevitable doom and dropped a cheque into their collection box and yesterday, after enquiries, they admitted they had lost it.

Three weeks ago they sent me a new ATM debit card then when I asked why, my existing card has not expired, they sent me a letter telling me not to activate it but destroy it.

Simply put, I can no longer trust them. 
 

[Agent007]

You probably posted your laundry ticket instead of the cheque when you were drunk.

Don't blame the bank for your own mess up.

[Dyson]

You probably posted your laundry ticket instead of the cheque when you were drunk.

Don't blame the bank for your own mess up.

I agree with Dr Phil regarding the waiting time. I was at Suntec City branch of HSBC this past Tuesday 27 Dec and I waited in the queue for approx 45 mins. There were 6 customers in front of me.

[SG real estate]

I have the HSBC premier card too (issued in NAmerica).

Other than having my fees waived for bank drafts, and other transactions .... I don't see increased benefits to having this platinum card
Get pestered quite a bit when investment and tax season comes around, that's all.

[Even]

HSBC are, frankly, rubbish.  In fact having been a non-premier customer since the mid 70's (when it was Midland Bank) and a Premier customer for the past three years, since I moved to Singapore, I'd say that Premier Service is even worse than their normal service.

Every contact with them, since to degenerate into an unnecessary fight (and I am a depositor, not a borrower).  Honestly don't bother.  They are incompetent and stupid.

I agree, to a point...... HSBC in Singapore suck but I get quite good service out of their Premier HK, UK and Offshore facilities. They were also quite good in Malaysia though the problem there was limited access to ATMs.

It always pays to have a 'local' account in the country where you stay, such as UOB/OCBC/DBS in Singapore where ATMs and branches are all over the place.

[P.O.D.]

HSBC are, frankly, rubbish.  In fact having been a non-premier customer since the mid 70's (when it was Midland Bank) and a Premier customer for the past three years, since I moved to Singapore, I'd say that Premier Service is even worse than their normal service.

Every contact with them, since to degenerate into an unnecessary fight (and I am a depositor, not a borrower).  Honestly don't bother.  They are incompetent and stupid.

I agree, to a point...... HSBC in Singapore suck but I get quite good service out of their Premier HK, UK and Offshore facilities. They were also quite good in Malaysia though the problem there was limited access to ATMs.

It always pays to have a 'local' account in the country where you stay, such as UOB/OCBC/DBS in Singapore where ATMs and branches are all over the place.

Ten years ago I would agree however today international (non SG) banks ATMs are widespread throughout the island.
But I do agree a Singapore bank account is advisable but for security rather than access reasons; international banks are mostly compromised and as bent as a S$1 note and will eventually collapse and savings will mysteriously disappear.
Isn't it time we were paid interest again?

[Neveragain]

It's useful for us for the money transfer. We still have ties in HK, UK and here in SG.
So moving money between the accounts is instanteous and free. So no complaint.
So far, there was no need to really use their counter services, luckily, as it's few and far btw.

But if you live in Singapore, then open a local bank account. Useful for the "NETs" bit and
the larger network of atm. It's always good to put your eggs in different baskets......
so I agree with the other poster to have more bank accounts!!