The propaganda from Contact Singapore showed the SHiFT HDB's as being very neat & comfortable.
Well as with many things, reality did not line up with advertising. I looked at 5 HDB apartments and found them all lacking. When they say that the HDB is empty them mean EMPTY! (No appliances, no closets, no blinds, no counters.) The decore consisted of walls painted a lovely battleship grey.
Despite deciding that an HDB was not for me I must say that the staff at JTC were excellent. They advised which neigbourhoods were convenient for and and indulged me by showing the 5 units (even driving me to them)
If you are on a tight budget a HDB sure beats commuting from JB. All I am saying is have a look before signing on the dotted line.